

| Certificate Term | Interest Rate (APR) | Annual Percentage Yield (APY) | Preferred Customer (APR)* | Preferred Customer (APY)* |
|---|---|---|---|---|
| 91 Day CD (compounds quarterly) | 0.100% | 0.100% | 0.150% | 0.150% |
| 182 Day CD | 0.100% | 0.100% | 0.150% | 0.150% |
| 12 Month CD | 0.150% | 0.150% | 0.200% | 0.200% |
| 18 Month CD | 0.150% | 0.150% | 0.200% | 0.200% |
| 24 Month CD | 0.150% | 0.150% | 0.200% | 0.200% |
| 18 Month CD | 0.150% | 0.150% | 0.200% | 0.200% |
| 24 Month CD | 0.150% | 0.150% | 0.200% | 0.200% |
| 30 Month CD | 0.200% | 0.200% | 0.250% | 0.250% |
| 36 Month CD | 0.200% | 0.200% | 0.250% | 0.250% |
| 48 Month CD | 0.250% | 0.250% | 0.300% | 0.300% |
| 60 Month CD | 0.300% | 0.300% | 0.350% | 0.350% |