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Checking Accounts

For your Personal Financial Needs

With you in mind, we’ve designed Custom Banking Packages that fit your lifestyle and meet your financial needs. The right checking account can make your life easier.

We welcome the opportunity to assist you in making your choice.

ALL FIRST NATIONAL BANK CHECKING ACCOUNTS INCLUDE THE FOLLOWING OPTIONS:

  • 24 Hour TeleBank Access – FREE
  • Online Bill Pay – FREE if used 3 times or more per month, $4.95 per month if less than 3.
  • Debit Card – FREE
  • Online Banking – FREE
  • Mobile Banking – FREE
  • Email Statement – FREE

REGULAR CHECKING 

  • $100.00 minimum to open.
  • No monthly fee with an average balance during the statement cycle of $1,000.00 or greater.
  • $5.00 maintenance fee with an average balance of $750.00 - $999.99.
  • $6.00 maintenance fee with an average balance of $500.00 - $749.99.
  • $7.00 maintenance fee with an average balance less than $500.00.
  • Unlimited check writing.
  • Imaged checks are returned with statement.

FREE CHECKING

  • $100.00 minimum to open.
  • No minimum balance required.
  • Statement does not include imaged checks. (Unless you receive Email Statements.)

FIRST INTEREST CHECKING

  • $1,000.00 minimum to open.
  • $10.00 fee will be imposed if the balance drops below $1,000.00.
  • Pays competitive interest (Tiered Rates).
  • Unlimited check writing.
  • Imaged checks are returned with statement.

FIRST INTEREST MONEY MARKET CHECKING

  • $1,000.00 minimum to open.
  • $10.00 fee will be imposed if the balance drops below $2,500.00
  • Pays competitive interest (Tiered Rates).
  • Imaged checks are returned with statement.
  • Limit of 6 debit transactions per month.

HEALTH SAVINGS ACCOUNT 

  • $100.00 minimum to open.
  • No minimum balance required.
  • Pays competitive interest (Tiered Rates).
  • Unlimited check writing.
  • Imaged checks are returned with statement.